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USDA Loans – No Down Payment

Possible USDA eligibility. No maximum loan limit with USDA Guaranteed Loans. Higher-priced communities may qualify but the program is mainly geared for lower price points. Lender to verify all qualifying factors and eligibility of property.
Eligibility and approval of USDA loans are determined by the USDA. Please reference the USDA at their website here:

ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78737 Belterra Sitterle Homes ★ $700s (low)
78737 Belterra – Estate Collection Toll Brothers $500s (mid)
78724 Forest Bluff D.R. Horton – Express Homes ★ $200s (mid)
78737 Highpointe 80’s Highland Homes ★ $500s (low)
78737 Highpointe 80’s/90’s Perry Homes $500s (low)
78737 Highpointe 90’s Highland Homes ★ $500s (high)
78737 Parten Highland Homes ★ $500s (low)
78737 Parten 65’s Lennar – Village Builders ★ $500s (high)
78737 Parten 75’s Taylor Morrison ★ $500s (low)
78737 Parten 75’s – 1/4 Acre Lennar – Village Builders ★ $600s (high)
78737 Parten 85’s Taylor Morrison ★ $500s (high)
78737 Parten 85’s – 1/3 Acre Lennar – Village Builders ★ $700s (mid)
78738 Provence Drees Custom Homes $500s (mid)
78738 Provence Westin Homes $500s (high)
78738 Provence 50’s David Weekley Homes $400s (low)
78738 Provence 60’s & 70’s Ashton Woods Homes ★ Coming Soon
78738 Provence 65’s David Weekley Homes $500s (low)
78737 Reunion Ranch Taylor Morrison ★ $500s (low)
78738 Sweetwater Chesmar Homes ★ $400s (low)
78738 Sweetwater Westin Homes $500s (low)
78738 Sweetwater – Madrone Ridge – Carleton Collection Lennar – Village Builders ★ $400s (low)
78738 Sweetwater – Madrone Ridge – Havergate Collection Lennar – Village Builders ★ $400s (mid)
78738 Sweetwater 60’s Perry Homes $500s (low)
78738 Sweetwater 70’s Perry Homes $500s (high)
78724 Tiermo D.R. Horton – Express Homes ★ $200s (mid)
78653 Whisper Valley Avi Homes $300s (low)
78653 Whisper Valley Buffington Homes $200s (high)
78653 Whisper Valley GFO Home ★ $300s (low)
78653 Whisper Valley Pacesetter Homes ★ $200s (mid)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78612 Double Eagle Ranch Brohn Homes ★ $300s (mid)
78602 Double Eagle Ranch Caledonia Builders Coming Soon
78612 Double Eagle Ranch Coventry Homes ★ $400s (mid)
78612 Double Eagle Ranch Empire Communities ★ $300s (high)
78612 Double Eagle Ranch Scott Felder Homes ★ $300s (high)
78602 Pecan Park Brohn Homes ★ $200s (low)
78602 Pecan Park Pacesetter Homes ★ $200s (low)
78602 Pecan Park Scott Felder Homes ★ $200s (high)
78602 Pecan Park – River’s Bend D.R. Horton ★ $200s (low)
78602 The Colony Buffington Homes $200s (high)
78602 The Colony – Morgan Bend Lennar ★ $200s (low)
78602 The Colony – Oaklands Sitterle Homes ★ $400s (low)
78602 The Colony – Parklands Sitterle Homes ★ $400s (low)
78602 The Colony Riverside Scott Felder Homes ★ $200s (mid)
78602 The Colony Riverside 50’s David Weekley Homes $200s (low)
78602 The Colony Riverside 65’s David Weekley Homes $200s (high)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78738 East Village Lennar – Village Builders ★ $600s (low)
78738 Falconhead – Clubhouse Village Prominence Homes ★ Coming Soon
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
76513 Circle C Ranch Estates Carothers Executive Homes $300s (high)
76513 Dawson Ranch Carothers Executive Homes $300s (low)
76513 High Crest Omega Builders $300s (low)
76513 Mystic River Carothers Executive Homes $500s (low)
76513 River Place Kiella Homebuilders $200s (mid)
76513 River Place Omega Builders $200s (mid)
76513 Sendero Estates Ashford Homes $200s (low)
76513 Sendero Estates Carothers Executive Homes $200s (mid)
76513 The Bluff at Dunn’s Hollow Kiella Homebuilders $300s (mid)
76513 The Ridge at Belle Meadows Stylecraft Builders Coming Soon
76513 Three Creeks Omega Builders $200s (low)
76513 Three Creeks Stylecraft Builders $200s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78605 Dove Meadow D.R. Horton ★ $200s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78610 Carpenter Hill 55’s Perry Homes $400s (low)
78610 Harvest Meadows Gray Point Homes ★ $200s (low)
78610 Stonefield Lennar ★ Coming Soon
78610 Sunfield Chesmar Homes ★ $300s (low)
78610 Sunfield Gehan Homes ★ $200s (high)
78610 Sunfield CastleRock Communities $200s (mid)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78612 Double Eagle Ranch Brohn Homes ★ $300s (mid)
78612 Double Eagle Ranch Caledonia Builders Coming Soon
78612 Double Eagle Ranch Coventry Homes ★ $400s (mid)
78612 Double Eagle Ranch Empire Communities ★ $300s (high)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78619 La Ventana Hill Country Artisan Homes ★ Not Published
78619 Rim Rock Dream Finders Homes ★ $400s (low)
78619 Rim Rock Century Communities ★ $500s (mid)
78619 Rutherford West Buffington Homes $400s (high)
78619 Rutherford West Coventry Homes ★ $500s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78620 Arrowhead Ranch M/I Homes ★ $400s (low)
78620 Arrowhead Ranch 50’s Taylor Morrison ★ Coming Soon
78620 Arrowhead Ranch 60’s Taylor Morrison ★ Coming Soon
78620 Arrowhead Ranch 70’s Taylor Morrison ★ Coming Soon
78737 Belterra Sitterle Homes ★ $700s (low)
78737 Belterra – Estate Collection Toll Brothers $500s (mid)
78620 Big Sky Ranch – Founders Collection Meritage Homes ★ $300s (mid)
78620 Big Sky Ranch – Heritage Collection Meritage Homes ★ $200s (high)
78620 Big Sky Ranch – Texana Collection Meritage Homes ★ $300s (low)
78620 Bunker Ranch Sitterle Homes ★ $600s (mid)
78620 Bunker Ranch Estates Monticello Homes ★ $600s (low)
78620 Butler Ranch Estates Century Communities ★ $500s (low)
78620 Caliterra Del Webb ★ $300s (low)
78620 Caliterra Drees Custom Homes $400s (high)
78620 Caliterra Pulte Homes ★ $300s (low)
78620 Caliterra Scott Felder Homes ★ $300s (mid)
78620 Caliterra 100’s Drees Custom Homes $600s (low)
78620 Caliterra 80’s Drees Custom Homes $500s (low)
78618 Esperanza Buffington Homes $500s (low)
78618 Esperanza Toll Brothers $500s (low)
78620 Founders Ridge Taylor Morrison ★ $400s (high)
78620 Headwaters Ashton Woods Homes ★ $400s (low)
78620 Headwaters Dream Finders Homes ★ $400s (low)
78620 Headwaters Taylor Morrison ★ $400s (low)
78620 Headwaters 50’s David Weekley Homes $300s (mid)
78620 Headwaters 80’s David Weekley Homes $500s (low)
78737 Highpointe 80’s Highland Homes ★ $500s (low)
78737 Highpointe 80’s/90’s Perry Homes $500s (low)
78737 Highpointe 90’s Highland Homes ★ $500s (high)
78620 Legacy Trails Lennar – Village Builders ★ Coming Soon
78737 Parten 65’s Lennar – Village Builders ★ $500s (high)
78737 Parten 75’s – 1/4 Acre Lennar – Village Builders ★ $600s (high)
78737 Parten 85’s – 1/3 Acre Lennar – Village Builders ★ $700s (mid)
78620 Retreat at Dripping Springs Brookfield Residential ★ $200s (high)
78620 Rim Rock Caledonia Builders $300s (low)
78737 Saratoga Hills Ashton Woods Homes ★ $600s (low)
78620 Saratoga Hills Vintage Estate Homes $500s (mid)
78620 Vistancia Vintage Estate Homes $400s (mid)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78621 Elm Creek 40’s Lennar ★ $100s (mid)
78621 Elm Creek 45’s Lennar ★ $100s (high)
78621 Elm Creek 50’s Lennar ★ $200s (low)
78621 Saratoga Farms Brohn Homes ★ $200s (low)
78621 Saratoga Farms KB Home ★ $200s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78628 Cimarron Hills – Country Club Sitterle Homes ★ $600s (low)
78628 Cimarron Hills – Fairways Sitterle Homes ★ $400s (high)
78633 Highland Village – The Oaks Carothers Executive Homes $600s (low)
78633 Highland Village – The Oaks Giddens Homes ★ $600s (low)
78633 Highland Village – The Oaks Sitterle Homes ★ $600s (low)
78628 Lively Ranch D.R. Horton ★ $200s (mid)
78628 MorningStar Ashton Woods Homes ★ $200s (mid)
78628 MorningStar Brohn Homes ★ Coming Soon
78628 MorningStar Carothers Executive Homes $300s (high)
78626 MorningStar Dream Finders Homes ★ $200s (low)
78628 MorningStar GFO Home ★ $400s (low)
78628 MorningStar M/I Homes ★ $200s (mid)
78628 MorningStar Saratoga Homes $300s (low)
78628 MorningStar Vintage Estate Homes $300s (high)
78628 MorningStar Westin Homes $400s (low)
78628 MorningStar – Americana Meritage Homes ★ $200s (low)
78628 Oaks at San Gabriel Brohn Homes ★ $200s (mid)
78628 Oaks at San Gabriel Gehan Homes ★ $200s (mid)
78628 Oaks at San Gabriel Scott Felder Homes ★ $200s (high)
78628 Oaks at San Gabriel Westin Homes $400s (low)
78628 Oaks at San Gabriel – Brookstone Collection Lennar ★ $200s (high)
78628 Oaks at San Gabriel – Carleton Collection Lennar ★ $200s (high)
78628 Rancho Sienna Chesmar Homes ★ $200s (high)
78628 Rancho Sienna D.R. Horton ★ Coming Soon
78628 Rancho Sienna Trendmaker Homes $300s (low)
78628 Rancho Sienna – Brookstone II Collection Lennar ★ $300s (low)
78628 Rancho Sienna – Havergate Collection Lennar – Village Builders ★ $300s (low)
78628 Rancho Sienna – Malone Collection Lennar – Village Builders ★ $200s (high)
78628 Rancho Sienna 50’s Perry Homes $300s (mid)
78628 Rancho Sienna 60’s Perry Homes $400s (low)
78628 Rancho Sienna 70’s Perry Homes $500s (low)
78626 Saddle Creek Pacesetter Homes ★ $200s (low)
78626 Saddle Creek Twinhomes Pacesetter Homes ★ $200s (low)
78626 Saddlecreek CastleRock Communities $200s (low)
78626 Saddlecreek Chesmar Homes ★ $200s (low)
78626 Saddlecreek Gray Point Homes ★ Closing Out
78626 Saddlecreek – Claremont Collection Lennar ★ $200s (mid)
78626 Saddlecreek – Classic Century Communities ★ $200s (mid)
78626 Saddlecreek – Highlands Collection Lennar ★ $300s (low)
78626 Saddlecreek – Villas Century Communities ★ $200s (low)
78628 Sage Creek Carothers Executive Homes $900s (low)
78628 Santa Rita Ranch – Ventana Sitterle Homes ★ $300s (mid)
78633 Westridge Vale-Irvin Homes $200s (mid)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78734 Canopy at Hudson Bend CastleRock Communities $400s (mid)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78634 Carmel Creek David Weekley Homes $200s (low)
78634 Carmel Creek Highland Homes ★ $300s (low)
78634 Carmel Creek M/I Homes ★ $300s (low)
78634 Carmel Creek Pulte Homes ★ $200s (mid)
78634 Cotton Brook – Havergate Collection Lennar ★ Coming Soon
78634 Cotton Brook – Ridgepointe Collection Lennar ★ Coming Soon
78634 Mustang Creek D.R. Horton ★ Coming Soon
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
76537 Bailey Park D.R. Horton ★ $100s (high)
76537 Sonterra Centex Homes ★ $100s (high)
76537 Sonterra D.R. Horton ★ Closing Out
76537 Sonterra KB Home ★ $100s (high)
76537 Sonterra Starlight Homes Not Published
76537 Sonterra – Bailey Park Lennar ★ $200s (low)
76537 Sonterra – The Enclave Century Communities ★ $100s (high)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78645 The Hollows Drees Custom Homes $500s (low)
78645 The Hollows Canyon – 60’s Drees Custom Homes $400s (low)
78645 The Hollows on Lake Travis Coventry Homes ★ $400s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78640 6 Creeks Coventry Homes ★ $300s (mid)
78640 6 Creeks Trendmaker Homes $200s (high)
78640 6 Creeks – Classic M/I Homes ★ $300s (low)
78640 6 Creeks – Signature M/I Homes ★ $200s (high)
78640 6 Creeks – Waterridge 55’s Highland Homes ★ $300s (low)
78640 6 Creeks – Waterridge 70’s Highland Homes ★ $400s (mid)
78666 6 Creeks 50’s Perry Homes $300s (mid)
78666 6 Creeks 60’s Perry Homes $400s (mid)
78640 Anthem 50’s Perry Homes Coming Soon
78640 Casetta Ranch Brohn Homes ★ Coming Soon
78640 Crosswinds Gehan Homes ★ $200s (high)
78640 Crosswinds Pacesetter Homes ★ $200s (mid)
78640 Crosswinds 50’s Highland Homes ★ $200s (mid)
78640 Crosswinds 60’s Highland Homes ★ $200s (high)
78640 Paramount CastleRock Communities $200s (low)
78640 Paramount Park Chesmar Homes ★ Coming Soon
78640 Plum Creek – Claremont Collection Lennar ★ Coming Soon
78640 Plum Creek – Highlands Collection Lennar ★ Coming Soon
78640 Southgrove D.R. Horton ★ $200s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78645 Lago Vista Brohn Homes ★ $200s (low)
78645 Lakeside at Tessera Lennar – Village Builders ★ $200s (mid)
78645 Lakeside at Tessera on Lake Travis Coventry Homes ★ $300s (mid)
78645 Lakeside at Tessera On Lake Travis Gehan Homes ★ $200s (high)
78645 Lakeside at Tessera On Lake Travis 40’s Highland Homes ★ $300s (low)
78645 Lakeside at Tessera On Lake Travis 50’s Highland Homes ★ $300s (mid)
78645 The Hollows on Lake Travis Giddens Homes ★ $500s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78641 Bar W Ranch Brohn Homes ★ Coming Soon
78641 Bar W Ranch D.R. Horton ★ Coming Soon
78641 Bar W Ranch Gehan Homes ★ $200s (high)
78628 Bonnet MileStone Community Builders ★ Coming Soon
78641 Crystal Springs – The Coves Century Communities ★ $200s (low)
78641 Crystal Springs – The Falls Century Communities ★ $200s (mid)
78641 Crystal Springs – The Lakes Century Communities ★ $200s (high)
78641 Larkspur D.R. Horton ★ $200s (mid)
78641 Larkspur Gehan Homes ★ $200s (mid)
78641 Larkspur MileStone Community Builders ★ $200s (low)
78641 Summerlyn Centex Homes ★ $200s (low)
78641 Valley Vista GFO Home ★ $300s (low)
78641 Valley Vista Pacesetter Homes ★ $200s (low)
78641 Valley Vista Estates Pacesetter Homes ★ $200s (mid)
78641 Wildleaf D.R. Horton ★ $200s (mid)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78642 Clearwater Ranch Drees Custom Homes $400s (mid)
78642 Clearwater Ranch Sitterle Homes ★ $500s (low)
78642 Northgate Ranch Drees Custom Homes $500s (low)
78642 Northgate Ranch Hill Country Artisan Homes ★ Not Published
78642 Orchard Ridge CastleRock Communities $200s (mid)
78642 Orchard Ridge Dream Finders Homes ★ $200s (low)
78642 Orchard Ridge GFO Home ★ $300s (mid)
78642 Orchard Ridge Lennar ★ $200s (mid)
78642 Orchard Ridge Pacesetter Homes ★ $200s (high)
78642 Rancho Santa Fe Coventry Homes ★ $500s (mid)
78642 Rancho Santa Fe David Weekley Homes $500s (low)
78642 Rancho Santa Fe Giddens Homes ★ $400s (high)
78642 Rancho Santa Fe Scott Felder Homes ★ $500s (low)
78642 Santa Rita – Brookstone II Collection Lennar ★ $300s (low)
78642 Santa Rita Ranch CastleRock Communities $200s (high)
78642 Santa Rita Ranch Empire Communities ★ $300s (low)
78642 Santa Rita Ranch Pulte Homes ★ $200s (low)
78642 Santa Rita Ranch Scott Felder Homes ★ $300s (high)
78642 Santa Rita Ranch – Mirabeau Prominence Homes ★ $200s (mid)
78642 Santa Rita Ranch – The Estates Giddens Homes ★ $700s (low)
78642 Santa Rita Ranch – Ventana Scott Felder Homes ★ $300s (mid)
78642 Santa Rita Ranch 40’s Perry Homes $200s (high)
78642 Santa Rita Ranch 50’s Perry Homes $300s (mid)
78642 Santa Rita Ranch 90’s Perry Homes $500s (mid)
78642 Santa Rita Ranch North 40’s Highland Homes ★ $200s (high)
78642 Santa Rita Ranch North 60’s Highland Homes ★ $300s (mid)
78642 Santa Rita Ranch North 90’s Highland Homes ★ $500s (high)
78642 Santa Rita Ranch South Westin Homes $400s (low)
78642 Santa Rita Ranch South 50’s Coventry Homes ★ $200s (high)
78642 Santa Rita Ranch South 60’s Coventry Homes ★ $400s (low)
78642 Stonewall Ranch Taylor Morrison ★ $200s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78644 Meadows at Clearfork KB Home ★ $200s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78653 Lagos Ashton Woods Homes ★ $200s (mid)
78653 Presidential Heights Starlight Homes Not Published
78653 Presidential Meadows – Classic Collection KB Home ★ $200s (low)
78653 Presidential Meadows – Heritage Collection KB Home ★ $200s (low)
78653 ShadowGlen Buffington Homes $300s (low)
78653 ShadowGlen M/I Homes ★ $200s (mid)
78653 ShadowGlen Meritage Homes ★ Coming Soon
78653 ShadowGlen 65’s Perry Homes $300s (mid)
78653 Stonewater D.R. Horton – Express Homes ★ $200s (low)
78653 Village at Manor Commons Pacesetter Homes ★ $200s (low)
78653 Whisper Valley Avi Homes $300s (low)
78653 Whisper Valley Buffington Homes $200s (high)
78653 Whisper Valley GFO Home ★ $300s (low)
78653 Whisper Valley Pacesetter Homes ★ $200s (mid)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78654 Gregg Ranch Pulte Homes ★ Coming Soon
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
76513 Rancho Del Lago Carothers Executive Homes $400s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78665 Paloma Lake 55’s Coventry Homes ★ $400s (low)
78665 Paloma Lake 65’s Coventry Homes ★ $400s (high)
78681 Sauls Ranch MileStone Community Builders ★ $500s (low)
78665 Siena Caledonia Builders $300s (low)
78665 Siena CastleRock Communities $200s (high)
78665 Siena Highland Homes ★ $300s (low)
78665 Siena Saratoga Homes $300s (high)
78665 Siena Scott Felder Homes ★ $300s (low)
78665 Siena – Claremont Collection Lennar ★ $200s (mid)
78665 Siena – The Meadows Meritage Homes ★ $200s (high)
78665 Siena 53’s Coventry Homes ★ $200s (mid)
78665 Siena 63’s Coventry Homes ★ $400s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
76571 Hollow Ranch Carothers Executive Homes $300s (high)
76571 Meadows Carothers Executive Homes $300s (low)
76571 Mill Creek Vale-Irvin Homes $300s (low)
76571 Presa Vista Ashford Homes $200s (mid)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78666 Hymeadow Brohn Homes ★ Coming Soon
78666 La Cima Buffington Homes Coming Soon
78666 La Cima Coventry Homes ★ $300s (low)
78666 La Cima Scott Felder Homes ★ $300s (low)
78666 La Cima 50’s Highland Homes ★ $300s (low)
78666 La Cima 70’s Highland Homes ★ $300s (high)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78669 Spicewood Trails Coventry Homes ★ $200s (high)
78669 Spicewood Trails Vintage Estate Homes $300s (low)
78669 Summit at Lake Travis Westin Homes $500s (mid)
78669 The Summit at Lake Travis Drees Custom Homes $500s (low)
78669 West Cypress Hills Pulte Homes ★ Coming Soon
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
76574 Avery Glen D.R. Horton ★ $200s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
76502 Reserve at Pea Ridge Omega Builders $100s (mid)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
76579 Turtle Creek Carothers Executive Homes $200s (low)
ZIP CODE COMMUNITY BUILDER BASE PRICE – TO BE BUILT
78640 Grist Mill – Highlands KB Home ★ $200s (low)
78640 Millcreek D.R. Horton – Express Homes ★ $200s (low)

Possible USDA eligibility. No maximum loan limit with USDA Guaranteed Loans. Higher-priced communities may qualify but the program is mainly geared for lower price points. Lender to verify all qualifying factors and eligibility of property.
Eligibility and approval of USDA loans are determined by the USDA. Please reference the USDA at their website here:

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Last updated: 10-26-2020

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