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USDA Loans – No Down Payment

Possible USDA eligibility. No maximum loan limit with USDA Guaranteed Loans. Higher-priced communities may qualify but the program is mainly geared for lower price points. Lender to verify all qualifying factors and eligibility of property.
Eligibility and approval of USDA loans are determined by the USDA. Please reference the USDA at their website here:

2ND QUARTER 2024

ZIP CODECOMMUNITYBUILDER
78737Belterra VillageClark Wilson Builder
78734Canopy at Hudson BendCastleRock Communities
78737Parten 65’sHighland Homes ★
78739Parten 65’sTaylor Morrison ★
78737Parten 75’sHighland Homes ★
78739Parten 75’sTaylor Morrison ★
78737Parten 85’sHighland Homes ★
78739Parten 85’sTaylor Morrison ★
78738ProvenceDavid Weekley Homes
78738ProvenceDrees Custom Homes ★
78738ProvenceMasonwood Homes
78738Provence 50’sAshton Woods Homes ★
78738Provence 50’sNewmark Homes ★
78738Provence 60’sAshton Woods Homes ★
78738Provence 60’sDrees Custom Homes ★
78738Provence 70’sAshton Woods Homes ★
78737SkyridgeMileStone Community Builders ★
78738SweetwaterPulte Homes ★
78738Sweetwater 40’sNewmark Homes ★
78738Sweetwater 50’sPerry Homes ★
78738Sweetwater 50’sWestin Homes
78738Sweetwater 60’sPerry Homes ★
78738Sweetwater 60’s – 110’sWestin Homes
ZIP CODECOMMUNITYBUILDER
78602AdeltonDavid Weekley Homes
78602Adelton 35’sEmpire Communities ★
78602Adelton 45’sEmpire Communities ★
78602Bastrop GroveLennar ★
78602Double Eagle RanchCaledonia Builders (Coming Soon)
78602Pecan ParkPacesetter Homes ★
78602The ColonyLennar ★
78602The ColonyScott Felder Homes ★
78602The ColonySitterle Homes ★
78602The ColonyTerrata Homes ★
78602The ColonyWestin Homes
78602The Colony 45’sDavid Weekley Homes
78602The Colony 45’sPerry Homes ★
78602The Colony 45’sPerry Homes ★ (Coming Soon)
78602The Colony 60’sDavid Weekley Homes
78602The Colony 80’sDavid Weekley Homes
78602The Colony 80’sPerry Homes ★
ZIP CODECOMMUNITYBUILDER
76513Belle Meadows – The RidgeStylecraft Builders
76513Dawson RanchCarothers Executive Homes
76513Hubbard BranchAshford Homes
76513Hubbard BranchJubilee Homes
76513Sendero EstatesAshford Homes
76513Three CreeksCarothers Executive Homes
76513Three CreeksOmega Builders
76513Three CreeksStylecraft Builders
76513West Canyon TrailsKB Home
ZIP CODECOMMUNITYBUILDER
78605Grande EstatesPacesetter Homes ★ (Coming Soon)
78605Whispering WindGiddens Homes ★
ZIP CODECOMMUNITYBUILDER
78610Prairie LakesD.R. Horton ★
78610Stallion Run – The GlenCentury Communities ★
78610Stallion Run – The MeadowsCentury Communities ★
78610SunfieldBrightland Homes ★
78610SunfieldCentex Homes ★
78610SunfieldDavid Weekley Homes
78610SunfieldPulte Homes ★
78610SunfieldTaylor Morrison ★
78610SunfieldCastleRock Communities
78610Turner’s Crossing – Americana CollectionMeritage Homes ★
78610Turner’s Crossing – Park CollectionTri Pointe Homes ★
78610Turner’s Crossing – Reserve CollectionMeritage Homes ★
78610Turner’s Crossing – Terrace CollectionTri Pointe Homes ★
78610Turner’s Crossing 45’sTaylor Morrison ★
78610Turners Crossing 50’sTaylor Morrison ★
ZIP CODECOMMUNITYBUILDER
78611Burnet Hilltop EstatesGiddens Homes ★
ZIP CODECOMMUNITYBUILDER
78612Double Eagle RanchBrohn Homes ★
78612Double Eagle RanchCaledonia Builders (Coming Soon)
78612Double Eagle RanchCoventry Homes ★
78612Double Eagle RanchEmpire Communities ★
78602Double Eagle RanchScott Felder Homes ★
78612Riverbend at Double Eagle – Boulevard CollectionMeritage Homes ★
78612Riverbend at Double Eagle – Reserve CollectionMeritage Homes ★
ZIP CODECOMMUNITYBUILDER
76633Rivers CrossingStylecraft Builders
ZIP CODECOMMUNITYBUILDER
78617Sun ChaseBrightland Homes ★
78617Sun ChaseLennar ★
ZIP CODECOMMUNITYBUILDER
78619La VentanaHill Country Artisan Homes ★
ZIP CODECOMMUNITYBUILDER
78620Big Sky Ranch – Executive CollectionMeritage Homes ★
78620Big Sky Ranch – Heritage CollectionMeritage Homes ★
78620Big Sky Ranch – Reserve CollectionMeritage Homes ★
78620CaliterraPulte Homes ★
78620CaliterraScott Felder Homes ★
78620Caliterra 100’sDrees Custom Homes ★
78620Caliterra 110’sDrees Custom Homes ★
78620Caliterra 70’sDrees Custom Homes ★
78620Caliterra 80’sDrees Custom Homes ★
78620Cannon Ranch 40’sAshton Woods Homes ★ (Coming Soon)
78620Cannon Ranch 45’sAshton Woods Homes ★ (Coming Soon)
78620EsperanzaTerrata Homes ★
78620EsperanzaToll Brothers ★
78620FleetwoodClark Wilson Builder
78620HeadwatersAshton Woods Homes ★
78620Headwaters – Legacy CollectionToll Brothers ★
78620Headwaters – Preserve CollectionToll Brothers ★
78620Headwaters 50’sDavid Weekley Homes
78620Headwaters 50’sNewmark Homes ★
78620Headwaters 50’s – Executive SeriesDavid Weekley Homes
78620Headwaters 80’sDavid Weekley Homes
78620Heritage – Arbor CollectionTri Pointe Homes ★
78620Heritage – Capital SeriesM/I Homes ★
78620Heritage – Central SeriesM/I Homes ★
78620Heritage – Park CollectionTri Pointe Homes ★
78620Heritage – Signature II SeriesM/I Homes ★
78620Heritage – Terrace CollectionTri Pointe Homes ★ (Coming Soon)
ZIP CODECOMMUNITYBUILDER
78621BriarwoodCastleRock Communities
78621Eagles LandingKB Home
78621Elm CreekLennar ★
78621Harvest RidgeBrohn Homes ★
78621Trinity Ranch – The CanyonsCentury Communities ★
78621Trinity Ranch – The OverlookCentury Communities ★
78621Trinity Ranch – The RidgeCentury Communities ★
ZIP CODECOMMUNITYBUILDER
78628Broken OakChesmar Homes Austin ★
78633Broken OakHighland Homes ★
78628Cimarron Hills – Villas & Country ClubSitterle Homes ★
78628Lively RanchLennar ★
78628MorningstarBrohn Homes ★
78628MorningstarSaratoga Homes ★ – Austin Region
78628MorningStar – Americana CollectionMeritage Homes ★
78628MorningStar – Reserve CollectionMeritage Homes ★
78633NolinaChesmar Homes Austin ★
78633Nolina 45’sTaylor Morrison ★
78633Nolina 50’sTaylor Morrison ★
78628Nolina 50’sWestin Homes (Coming Soon)
78633Nolina 60’sPerry Homes ★
78628Nolina 60’sWestin Homes (Coming Soon)
78633The Canyons – HCH RanchGrand Endeavor Homes (Coming Soon)
78628The Oaks at San GabrielBrightland Homes ★
78628The Oaks at San GabrielBrohn Homes ★
78628The Oaks at San GabrielDrees Custom Homes ★
78633Villa TorreGrand Endeavor Homes
78633WestridgeVale-Irvin Homes
ZIP CODECOMMUNITYBUILDER
76559Warriors LegacyStylecraft Builders
ZIP CODECOMMUNITYBUILDER
78657Horseshoe BayCaledonia Builders (Coming Soon)
ZIP CODECOMMUNITYBUILDER
76537Calumet – SeasonsRichmond American Homes ★
76537Calumet II – SeasonsRichmond American Homes ★
76537Cielo GardensLennar ★
76537Cool WaterCastleRock Communities
76537Eastern WellsStylecraft Builders
76537Hunters GlenBrightland Homes ★
76537Hunters GlenCastleRock Communities (Coming Soon)
76537Rancho Del CieloLennar ★
76537Schwertner Ranch – The VillagesD.R. Horton – Express Homes ★
76537SonterraCastleRock Communities
76537SonterraCentex Homes ★
76537SonterraStarlight Homes
76537Sonterra – Cool WaterKB Home
76567Sonterra – Cool WaterPacesetter Homes ★
76537Sonterra – EastwoodCentury Communities ★
76537Sonterra – EastwoodLennar ★
76567Sonterra – EastwoodPacesetter Homes ★
ZIP CODECOMMUNITYBUILDER
78645The Hollows – Lake TravisGiddens Homes ★
78645The Hollows – Lake Travis 60’sCoventry Homes ★
78645The Hollows – Lake Travis 85’sCoventry Homes ★
78645The Hollows Canyon – 60’sDrees Custom Homes ★
78645The Hollows Sanctuary 85’sDrees Custom Homes ★
ZIP CODECOMMUNITYBUILDER
76542Turnbo RanchStylecraft Builders
ZIP CODECOMMUNITYBUILDER
78640AnthemAshton Woods Homes ★
78640AnthemBrightland Homes ★
78640AnthemScott Felder Homes ★
78640Anthem – FreedomLandsea Homes ★ (Coming Soon)
78640Anthem 50’sNewmark Homes ★
78640Anthem 50’sPerry Homes ★
78640Anthem Cottages – Freedom SeriesClark Wilson Builder
78640Anthem Cottages – Star SeriesClark Wilson Builder
78640CrosswindsBrightland Homes ★
78640CrosswindsMileStone Community Builders ★
78640CrosswindsPacesetter Homes ★
78640CrosswindsPulte Homes ★
78640Crosswinds 40’sHighland Homes ★
78640Crosswinds 40’sPerry Homes ★
78640Crosswinds 50’sHighland Homes ★
78640Crosswinds 50’sPerry Homes ★
78640Crosswinds 60’sHighland Homes ★
78640Crosswinds 60’sPerry Homes ★
78640Porter CountryMileStone Community Builders ★
78640SouthgroveD.R. Horton ★
ZIP CODECOMMUNITYBUILDER
78645Lago VistaBrohn Homes ★
78645Lago VistaCaledonia Builders
78645Lakeside at TesseraSaratoga Homes ★ – Austin Region
78645Lakeside at TesseraToll Brothers ★
78645Lakeside at Tessera 40’sHighland Homes ★
78645Lakeside at Tessera 50’sWestin Homes (Coming Soon)
78645Lakeside at Tessera 60’sWestin Homes (Coming Soon)
78645Lakeside at Tessera 70’sCoventry Homes ★
ZIP CODECOMMUNITYBUILDER
78641Bar W Ranch – Classic CollectionD.R. Horton ★
78641Bar W Ranch – Terrace CollectionTri Pointe Homes ★
78641LarkspurMileStone Community Builders ★
78641Rosenbusch RanchD.R. Horton ★
78641SummerlynCentex Homes ★
ZIP CODECOMMUNITYBUILDER
78642Butler FarmsSaratoga Homes ★ – Austin Region
78642Butler Farms – Americana ColllectionMeritage Homes ★
78642Butler Farms – Boulevard ColllectionMeritage Homes ★
78642Butler Farms – Reserve ColllectionMeritage Homes ★
78642Clearwater RanchDrees Custom Homes ★
78642Clearwater RanchGiddens Homes ★
78642ClearWater RanchSitterle Homes ★
78642LariatChesmar Homes Austin ★
78642LariatLandsea Homes ★
78642Lariat – Arbor CollectionTri Pointe Homes ★
78642Lariat – Park CollectionTri Pointe Homes ★
78642Lariat – Terrace CollectionTri Pointe Homes ★
78642Lariat – The CottagesAshton Woods Homes ★
78642Lariat – The HomesteadAshton Woods Homes ★
78642Lariat 40’sPerry Homes ★
78642Lariat 45’sPerry Homes ★
78642Lariat 50’sPerry Homes ★ (Coming Soon)
78642Lariat 60’sPerry Homes ★ (Coming Soon)
78642North ForkCaledonia Builders
78642North HavenGFO Home ★
78642North HavenHill Country Artisan Homes ★
78642NorthforkChesmar Homes Austin ★
78642Northgate RanchDrees Custom Homes ★
78642Northgate RanchGiddens Homes ★
78642Northgate RanchMonticello Homes
78642Orchard RidgeCastleRock Communities
78642Orchard RidgePacesetter Homes ★
78642Rancho Santa FeScott Felder Homes ★
78642Santa Rita – SaddlebackGFO Home ★
78642Santa Rita RanchCastleRock Communities
78628Santa Rita RanchGiddens Homes ★
78642Santa Rita RanchPulte Homes ★
78642Santa Rita RanchScott Felder Homes ★
78642Santa Rita RanchTaylor Morrison ★
78642Santa Rita RanchToll Brothers ★
78642Santa Rita Ranch – AugustineSitterle Homes ★
78642Santa Rita Ranch – CalabriaSitterle Homes ★
78642Santa Rita Ranch – SaddlebackPulte Homes ★
78642Santa Rita Ranch 40’sPerry Homes ★
78642Santa Rita Ranch 45’sPerry Homes ★
78642Santa Rita Ranch 50’sCoventry Homes ★
78642Santa Rita Ranch 50’sPerry Homes ★
78642Santa Rita Ranch 60’sCoventry Homes ★
78642Santa Rita Ranch 90’sPerry Homes ★
78642Santa Rita Ranch North 40’sHighland Homes ★
78642Santa Rita Ranch North 60’sHighland Homes ★
78642Santa Rita Ranch North 90’sHighland Homes ★
78642Santa Rita Ranch Regency – Garden CollectionToll Brothers ★
78642Santa Rita Ranch Regency – Meadow CollectionToll Brothers ★
78642Santa Rita Ranch Regency – Orchard CollectionToll Brothers ★
78642Santa Rita Ranch SouthWestin Homes
78642Stonewall Ranch 40’sTaylor Morrison ★
78642Stonewall Ranch 40’s – AlleyTaylor Morrison ★
78642Stonewall Ranch 50sTaylor Morrison ★
ZIP CODECOMMUNITYBUILDER
78644Centerpoint MeadowsKB Home
78644HansfordD.R. Horton ★
78644SummersideLennar ★
78644Trinity SquareLennar ★
78644Vintage SpringsD.R. Horton ★
ZIP CODECOMMUNITYBUILDER
76655Legacy at Park MeadowsStylecraft Builders
ZIP CODECOMMUNITYBUILDER
78654Gregg RanchPulte Homes ★
78654Thunder RockLennar ★
ZIP CODECOMMUNITYBUILDER
78656HymeadowBrohn Homes ★
78656HymeadowStarlight Homes (Coming Soon)
78656Sunset OaksStarlight Homes
ZIP CODECOMMUNITYBUILDER
76513Rancho Del LagoCarothers Executive Homes
ZIP CODECOMMUNITYBUILDER
78610DurangoD.R. Horton ★
78654Schriber RanchLennar ★
ZIP CODECOMMUNITYBUILDER
76559Warriors LegacyOmega Builders
ZIP CODECOMMUNITYBUILDER
76571Drakes LandingOmega Builders
75671Eagle HeightsCarothers Executive Homes
76571Mill CreekVale-Irvin Homes
76571SanctuaryCastleRock Communities
ZIP CODECOMMUNITYBUILDER
78666La CimaDavid Weekley Homes
78666La CimaPulte Homes ★
78666La Cima 50’sCoventry Homes ★
78666La Cima 50’sHighland Homes ★
78666La Cima 50’sNewmark Homes ★
78666La Cima 60’sPerry Homes ★
78666La Cima 70’sCoventry Homes ★
78666La Cima 70’sHighland Homes ★
78656Sunset OaksLennar ★
78666WaterstoneLennar ★
ZIP CODECOMMUNITYBUILDER
78155Cordova TrailsAshton Woods Homes ★
78155Cordova TrailsStarlight Homes ★
78155Navarro RanchLennar
78155Three OaksPacesetter Homes ★
78155Twin CreeksJourney Homes ★
78155Village at Three OaksChesmar Homes Central Texas ★
ZIP CODECOMMUNITYBUILDER
78669ProvenceWestin Homes
78669Rees Landing EstatesDavid Weekley Homes
78669Spicewood TrailsCoventry Homes ★
78669Spicewood TrailsTerrata Homes ★
78669West Cypress HillsPulte Homes ★
ZIP CODECOMMUNITYBUILDER
76574CastlewoodDream Finders Homes ★
76574Mallard – RetreatCastleRock Communities
76574Spring CreekBrightland Homes ★ (Coming Soon)
ZIP CODECOMMUNITYBUILDER
76502Hartrick RanchKiella Homebuilders
76502Hartrick RanchOmega Builders
76502Hartrick RanchStylecraft Builders
ZIP CODECOMMUNITYBUILDER
76502CottonwoodOmega Builders
76579The Village at Elm CreekStylecraft Builders
76579Turtle CreekCarothers Executive Homes
ZIP CODECOMMUNITYBUILDER
78640PraderaLennar ★
78640WatermillD.R. Horton ★
78640WaysideD.R. Horton ★

Possible USDA eligibility. No maximum loan limit with USDA Guaranteed Loans. Higher-priced communities may qualify but the program is mainly geared for lower price points. Lender to verify all qualifying factors and eligibility of property.
Eligibility and approval of USDA loans are determined by the USDA. Please reference the USDA at their website here:

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Last updated: 04-22-2024

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