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USDA Loans – No Down Payment

Possible USDA eligibility. No maximum loan limit with USDA Guaranteed Loans. Higher-priced communities may qualify but the program is mainly geared for lower price points. Lender to verify all qualifying factors and eligibility of property.
Eligibility and approval of USDA loans are determined by the USDA. Please reference the USDA at their website here:

2ND MID QUARTER 2023

ZIP CODE COMMUNITY BUILDER
78006 Balcones Creek Highland Homes ★
78015 Balcones Creek 70’s Perry Homes ★
78006 Bent Tree Texas Homes
78006 Corley Farms Centex Homes ★ (Coming Soon)
78006 Corley Farms Pulte Homes ★ (Coming Soon)
78006 Esperanza Chesmar Homes
78006 Esperanza Coventry Homes ★
78006 Esperanza Highland Homes ★
78006 Esperanza Scott Felder Homes ★
78006 Esperanza – Bravada Monticello Homes
78006 Esperanza – Regency – Flamenco Collection Toll Brothers ★
78006 Esperanza – Regency – Sardana Collection Toll Brothers ★
78006 Esperanza – Regency – Zambra Collection Toll Brothers ★
78006 Esperanza 50’s Perry Homes ★
78006 Fox Falls Meritage Homes ★ (Coming Soon)
78006 Leon Creek Megatel Homes
78006 Miralomas Prestige Homes
78006 Miralomas 130’s Sitterle Homes ★
78006 Miralomas 65’s Sitterle Homes ★
78006 Scenic Crest – Classic Series Meritage Homes ★
78006 Scenic Crest – Premier Series Meritage Homes ★
78006 Shoreline Park – Classic Collection KB Home ★
78006 Shoreline Park – Sterling Collection KB Home ★
ZIP CODE COMMUNITY BUILDER
78163 Belle Oaks Journey Homes ★
78163 Belle Oaks Monticello Homes
78163 Belle Oaks Sitterle Homes ★
78163 Edgebrook KB Home ★
78613 Hidden Trails Scott Felder Homes ★
78163 Hidden Trails – Barrington Lennar
78163 Hidden Trails – Brookstone II Lennar
78163 Hidden Trails – Watermill Collection Lennar
78163 Hidden Trails – Westfield Lennar
78163 Johnson Ranch – Brookstone II Collection Lennar
78163 Johnson Ranch – Westfield Collection Lennar
78163 Ventana Princeton Classic Homes
78163 Ventana Texas Homes
78163 Ventana 55’s Highland Homes ★
78163 Ventana 60’s Monticello Homes
78163 Ventana 65’s Highland Homes ★
78163 Ventana 70’s Highland Homes ★
78163 Ventana 70’s Monticello Homes
ZIP CODE COMMUNITY BUILDER
78009 Alsatian Oaks Kindred Homes (Coming soon)
TBA Legend Park Texas Homes (Coming Soon)
78009 Potranco Oaks Kindred Homes
78009 Potranco Oaks – The Reserve Kindred Homes
78009 Potranco Ranch Empire Communities ★
78009 Potranco Ranch Kindred Homes (Coming soon)
ZIP CODE COMMUNITY BUILDER
78108 Legendary Trails – Classic Series Meritage Homes ★
78108 Legendary Trails – Premier Series Meritage Homes ★
ZIP CODE COMMUNITY BUILDER
78109 Caledonian Brightland Homes ★
78109 Horizon Pointe KB Home ★
78109 Horizon Pointe NewLeaf Homes
78109 Horizon Pointe – Commons Rausch Coleman Homes
78109 Katzer Ranch First American Homes ★ (Coming Soon)
78109 Knox Ridge KB Home ★
78105 Knox Ridge Lennar
78109 Knox Ridge Liberty Home Builders ★
78109 Liberte Starlight Homes ★
78109 Millican Grove Bella Vista Homes
78109 Millican Grove Century Communities ★
78109 Notting Hill Bella Vista Homes
78109 Notting Hill CastleRock Communities
78109 Paloma – Barrington Collections Lennar
78109 Paloma – Cottage Collection Lennar
78109 Paloma – Watermill & Barrington Collections Lennar
78109 Randolph Crossing Rausch Coleman Homes
78109 Sage Meadows – Barrington Collection Lennar
78109 Sage Meadows – Watermill Collection Lennar
78109 Sky View KB Home ★
ZIP CODE COMMUNITY BUILDER
78112 Hickory Ridge CastleRock Communities
78112 Hickory Ridge First American Homes ★
78112 Homewood Place Rausch Coleman Homes
ZIP CODE COMMUNITY BUILDER
78015 Elkhorn Ridge Bellaire Homes
78015 Elkhorn Ridge Princeton Classic Homes
78015 Elkhorn Ridge at Fair Oaks Ranch Monticello Homes
78015 Front Gate at Fair Oaks Ranch Ashton Woods Homes ★
78015 Front Gate at Fair Oaks Ranch 80’s Highland Homes ★
78015 River Valley 70’s Perry Homes ★
78015 The Arbors at Fair Oaks Ranch Scott Felder Homes ★
ZIP CODE COMMUNITY BUILDER
78114 Arched Oaks M/I Homes ★
78114 Chaparral Ranch M/I Homes ★
78114 River Bend – Villages – Legends Avex Homes
78114 River Bend – Villages – Traditions Avex Homes
78114 The Links at River Bend D.R. Horton
ZIP CODE COMMUNITY BUILDER
78266 Heimer Estates Chesmar Homes (Coming Soon)
ZIP CODE COMMUNITY BUILDER
78269 1835 Village Avex Homes
ZIP CODE COMMUNITY BUILDER
78023 Bandera Oaks Brightland Homes ★
78023 Bricewood NewLeaf Homes
ZIP CODE COMMUNITY BUILDER
78121 The Timbers of La Vernia Texas Homes
78121 Woodbridge Farms Journey Homes ★
ZIP CODE COMMUNITY BUILDER
78052 Saddle Ridge Rausch Coleman Homes
ZIP CODE COMMUNITY BUILDER
78124 Harvest Hills Chesmar Homes
ZIP CODE COMMUNITY BUILDER
78130 Dauer Ranch Bella Vista Homes
78130 Dauer Ranch Brightland Homes ★
78130 Deer Crest – Classic Collection KB Home ★
78130 Deer Crest – Heritage Collection KB Home ★
78130 Grace Meadows Lennar (Coming Soon)
78130 Legacy at Lake Dunlap Highland Homes ★
78132 Meyer Ranch Brightland Homes ★
78132 Meyer Ranch Highland Homes ★
78132 Meyer Ranch Princeton Classic Homes
78130 Meyers Landing Meritage Homes ★
78130 Overlook at Creekside M/I Homes ★
78132 Paradise on the Guadalupe Journey Homes ★
78130 Parkside – Barrington Collection Lennar
78130 Parkside – Cottage Collection Lennar
78130 Parkside – Watermill Collection Lennar
78130 The Overlook at Creekside Centex Homes ★
78130 The Overlook at Creekside Coventry Homes ★
78130 The Overlook at Creekside Liberty Home Builders ★
78130 The Overlook at Creekside Pulte Homes ★
78132 Veramendi Brightland Homes ★
78132 Veramendi Coventry Homes ★
78132 Veramendi Scott Felder Homes ★
78132 Veramendi – 40’s – Front Entry Highland Homes ★
78132 Veramendi – 40’s – Rear Entry Highland Homes ★
78132 Veramendi – 70’s Highland Homes ★
78132 Veramendi – Sendero Pulte Homes ★
78132 Veramendi 45’s Perry Homes ★
78132 Veramendi 50’s Perry Homes ★
78132 Veramendi 60’s David Weekley Homes
78132 Veramendi 60’s Perry Homes ★
78132 Vintage Oaks Journey Homes ★
78132 Vintage Oaks Perry Homes ★
78132 Vintage Oaks – The Grove Scott Felder Homes ★
78130 Winding Creek D.R. Horton (Coming Soon)
ZIP CODE COMMUNITY BUILDER
78152 Abbott Place Bella Vista Homes
78245 Amhurst – The Canyons D.R. Horton
78263 Annabelle Ranch Bellaire Homes
78263 Annabelle Ranch M/I Homes ★
78252 Applewood D.R. Horton – Express Homes
78245 Arcadia Ridge CastleRock Communities
78345 Arcadia Ridge Empire Communities ★
78245 Arcadia Ridge – Classic Series Meritage Homes ★
78245 Arcadia Ridge – Premier Series Meritage Homes ★
78245 Arcadia Ridge 45’s Perry Homes ★ (Coming Soon)
78109 Avenida D.R. Horton (Coming Soon)
78109 Avenida Express D.R. Horton – Express Homes (Coming Soon)
78253 Bear Creek Century Communities ★
78253 Bison Ridge Pulte Homes ★
78253 Bison Ridge 45’s Perry Homes ★
78253 Bison Ridge 50’s Perry Homes ★
78261 Brookstone Creek D.R. Horton
78255 Cantera Hills Toll Brothers ★
78261 Canyon Crest KB Home ★
78109 Catalina Meritage Homes ★
78245 Champions Landing KB Home ★
78261 Cibolo Canyons Empire Communities ★
78261 Cibolo Canyons – Campanas David Weekley Homes
78261 Cibolo Canyons – Campanas Monticello Homes
78261 Cibolo Canyons – Monteverde CastleRock Communities
78261 Cibolo Canyons – Palacios Beazer Homes
78261 Cibolo Canyons 50’s Perry Homes ★
78261 Cibolo Canyons 60’s Perry Homes ★
78252 Cinco Lakes Bella Vista Homes
78252 Cinco Lakes Centex Homes ★
78252 Cinco Lakes 35’s M/I Homes ★
78252 Cinco Lakes 40’s M/I Homes ★
78258 Coronado Coventry Homes ★
78254 Davis Ranch Centex Homes ★
78254 Davis Ranch Coventry Homes ★
78254 Davis Ranch Pulte Homes ★
78254 Davis Ranch 45’s Highland Homes ★
78254 Davis Ranch 50’s David Weekley Homes
78254 Davis Ranch 50’s Highland Homes ★
78254 Davis Ranch 60’s David Weekley Homes
78254 Davis Ranch 60’s Highland Homes ★
78245 Dove Heights KB Home ★
78261 El Sonido – Campanas Sitterle Homes ★
78244 Elm Trails Lennar
78263 Everly Estates Empire Communities ★
78263 Everly Estates M/I Homes ★
78223 Green Lake Meadow Bella Vista Homes
78253 Hill Country Retreat Del Webb ★
78245 Horizon Ridge Centex Homes ★
78245 Horizon Ridge Pulte Homes ★
78253 Hunters Ranch Beazer Homes (Coming Soon)
78253 Hunters Ranch Bella Vista Homes
78253 Hunters Ranch CastleRock Communities
78253 Hunters Ranch Chesmar Homes
78253 Hunters Ranch First American Homes ★
78253 Hunters Ranch View Homes ★
78163 Johnson Ranch NewLeaf Homes
78163 Johnson Ranch 85’s Perry Homes ★
78254 Kallison Ranch 45’s Perry Homes ★
78254 Kallison Ranch 50’s Perry Homes ★
78254 Kallison Ranch 60’s Perry Homes ★
78244 Kendall Brook D.R. Horton – Express Homes
78260 Kinder Ranch Toll Brothers ★
78620 Kinder Ranch – Sunday Creek Ashton Woods Homes ★
78260 Kinder Ranch – Sunday Creek Beazer Homes
78260 Kinder Ranch – Sunday Creek Monticello Homes
78260 Kinder Ranch – Sunday Creek Sitterle Homes ★
78260 Kinder Ranch – Sunday Creek 55’s David Weekley Homes
78260 Kinder Ranch – The Estates at Hastings Ridge Monticello Homes
78260 Kinder Ranch – The Village at Hastings Ridge Monticello Homes
78260 Kinder Ranch 50’s Perry Homes ★
78260 Kinder Ranch 70’s Perry Homes ★
78260 Kinder Ranch 80’s – Prospect Creek Sitterle Homes ★
78245 Ladera Kindred Homes
78245 Ladera Liberty Home Builders ★
78245 Ladera – High Point 45’s David Weekley Homes (Coming Soon)
78245 Ladera – Laurel Hollow David Weekley Homes
78245 Ladera 40’s Perry Homes ★
78245 Ladera 45’s Perry Homes ★ (Coming Soon)
78245 Ladera 50’s Perry Homes ★
78245 Ladera 60’s Perry Homes ★
78245 Laurel Vistas CastleRock Communities
78245 Laurel Vistas D.R. Horton
78264 Lonesome Dove D.R. Horton – Express Homes
78264 Lonesome Dove Rausch Coleman Homes
78245 Melissa Ranch Bella Vista Homes
78245 Meridian Ashton Woods Homes ★
78245 Meridian Starlight Homes ★
78253 Morgan Meadows CastleRock Communities
78253 Morgan Meadows HistoryMaker Homes
78253 Morgans Meadows Beazer Homes
78253 Morgans Meadows – Barrington Collection Lennar
78253 Morgans Meadows – Brookstone II Collection Lennar
78253 Morgans Meadows – Cottage Collection Lennar
78253 Morgans Meadows – Watermill Collection Lennar
78253 Morgans Meadows – Westfield Collection Lennar
78253 Potranco Acres Texas Homes
78253 Potranco Oaks Chesmar Homes
78253 Potranco Oaks – The Enclave Texas Homes
78223 Presa Point Lennar
78254 Prescott Oaks Meritage Homes ★
78253 Preserve at Culebra – Classic Collection KB Home ★
78253 Preserve at Culebra – Heritage Collection KB Home ★
78223 Red Hawk CastleRock Communities
78253 Redbird Ranch D.R. Horton
78253 Redbird Ranch D.R. Horton – Express Homes
78245 Remington Ranch Meritage Homes ★
78255 River Rock Ranch Monticello Homes
78255 River Rock Ranch 60’s Perry Homes ★
78233 Royal Crest NewLeaf Homes
78264 Ruby Crossing – Belmar Collection Lennar
78264 Ruby Crossing – Broadview Collection Lennar
78264 Ruby Crossing – Cottage Collection Lennar
78264 Ruby Crossing – Stonehill Collection Lennar
78264 Ruby Crossing – Wellton Collection Lennar
78252 Silos – Barrington Collection Lennar
78252 Silos – Belmar Collection Lennar
78252 Silos – Broadview Collection Lennar
78252 Silos – Cottage Collection Lennar
78252 Silos – Stonehill and Broadview Collection Lennar
78253 Stevens Ranch Kindred Homes
78253 Stevens Ranch Megatel Homes
78253 Stevens Ranch 55’s Perry Homes ★
78254 Stillwater Ranch Chesmar Homes
78254 Stillwater Ranch Coventry Homes ★
78254 Stillwater Ranch David Weekley Homes
78254 Stillwater Ranch – Town Square Chesmar Homes
78254 Stillwater Ranch 40’s Perry Homes ★ (Coming Soon)
78254 Stillwater Ranch 50’s Perry Homes ★ (Coming Soon)
78245 Stoney Creek D.R. Horton – Express Homes
78002 Summer Hills M/I Homes ★ (Coming Soon)
78255 Sundance Ranch Perry Homes ★
78253 Talley Fields View Homes ★
78245 Texas Research Park – Hidden Bluffs KB Home ★
78245 Texas Research Park – Hidden Canyons KB Home ★
78245 The Overlook at Medio Creek KB Home ★
78253 The Woodlands CastleRock Communities
78245 Tierra Buena KB Home ★
78253 Trails at Culebra Ashton Woods Homes ★
78253 Trails at Culebra Starlight Homes ★
78254 Valley Ranch D.R. Horton
78254 Valley Ranch Express D.R. Horton – Express Homes
78253 Veranda Beazer Homes
78253 Veranda Bellaire Homes
78253 Veranda Brightland Homes ★
78254 Waterwheel – Barrington Lennar
78254 Waterwheel – Cottage Lennar
78254 Waterwheel – Watermill Lennar
78254 Waterwheel – Westfield & Brookstone II Lennar
78245 West Pointe Gardens NewLeaf Homes
78245 Weston Oaks Highland Homes ★
78245 Weston Oaks View Homes ★
78245 Weston Oaks – The Reserve David Weekley Homes
78245 Weston Oaks 55’s Perry Homes ★
78253 Westpointe – Fronterra 50’s Perry Homes ★
78253 Westpointe – Riverstone D.R. Horton – Express Homes
78253 Westpointe – Riverstone Express D.R. Horton – Express Homes
78253 Westpointe – Trails – Classic Series Meritage Homes ★
78253 Westpointe – Trails – Premier Series Meritage Homes ★
78253 Westpointe – Trails 45’s Perry Homes ★
78253 Westpointe – Trails 50’s Perry Homes ★
78252 Whisper Falls D.R. Horton – Express Homes
78222 Willow Point Centex Homes ★
78219 Willow Point First American Homes ★ (Coming Soon)
78219 Willow Point M/I Homes ★
78254 Winding Brook Centex Homes ★
78253 Winding Brook 30’s M/I Homes ★
78253 Winding Brook 40’s M/I Homes ★
ZIP CODE COMMUNITY BUILDER
78666 La Cima – 50’s Coventry Homes ★
78666 La Cima – 70’s Coventry Homes ★
78666 Trace D.R. Horton
78666 Trace Pacesetter Homes ★
ZIP CODE COMMUNITY BUILDER
78154 Katzer Ranch CastleRock Communities
ZIP CODE COMMUNITY BUILDER
78155 Cordova Crossing KB Home ★
78155 Cordova Crossing Lennar
78155 Lily Springs Centex Homes ★
78155 Lily Springs Pulte Homes ★
78155 Navarro Ranch – Barrington Collection Lennar
78155 Navarro Ranch – Brookstone II Collection Lennar
78155 Navarro Ranch – Cottage Collection Lennar
78155 Navarro Ranch – Westfield Collection Lennar
78155 Ridge View Rausch Coleman Homes
78155 Swenson Heights Bella Vista Homes
78155 Swenson Heights CastleRock Communities
78155 Swenson Heights D.R. Horton
78155 Twin Creeks Journey Homes ★
78155 Waters Edge Lennar
78155 Woodside Farms KB Home ★
ZIP CODE COMMUNITY BUILDER
78070 Mystic Shores Journey Homes ★
78070 The Preserve at Singing Hills 50’s Ashton Woods Homes ★
78070 The Preserve at Singing Hills 60’s Ashton Woods Homes ★
ZIP CODE COMMUNITY BUILDER
78152 Cobalt Canyon D.R. Horton – Express Homes
78152 Heathers Place Rausch Coleman Homes
78152 Hunter’s Place Hakes Brothers ★
78152 Hunters Way Boardwalk Century Communities ★
78109 Hunters Way Boardwalk M/I Homes ★ (Coming Soon)
78152 Spring Grove Lennar

Possible USDA eligibility. No maximum loan limit with USDA Guaranteed Loans. Higher-priced communities may qualify but the program is mainly geared for lower price points. Lender to verify all qualifying factors and eligibility of property.
Eligibility and approval of USDA loans are determined by the USDA. Please reference the USDA at their website here:

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