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USDA Loans – No Down Payment

Possible USDA eligibility. No maximum loan limit with USDA Guaranteed Loans. Higher-priced communities may qualify but the program is mainly geared for lower price points. Lender to verify all qualifying factors and eligibility of property.
Eligibility and approval of USDA loans are determined by the USDA. Please reference the USDA at their website here:

3RD MID QUARTER 2021

Bandera

ZIP CODE COMMUNITY BUILDER
78003 Bandera River Ranch D.R. Horton

Boerne

ZIP CODE COMMUNITY BUILDER
78006 Balcones Creek Highland Homes ★
78006 Balcones Creek – Gardens Sitterle Homes ★
78015 Balcones Creek – Half Acre Perry Homes
78015 Balcones Creek 55’s Perry Homes
78006 Bent Tree Texas Homes
78015 Cielo Ranch – The Hills Centex Homes ★
78015 Cielo Ranch – The Overlook Pulte Homes ★
78015 Cielo Ranch 50’s Ashton Woods Homes ★
78006 Esperanza Coventry Homes ★
78006 Esperanza Monticello Homes ★
78006 Esperanza Scott Felder Homes ★
78006 Leon Creek Megatel Homes
78006 Mira Lomas Prestige Homes
78015 Mirabel KB Home ★
78006 Miralomas Sitterle Homes ★
78015 Napa Oaks Gehan Homes ★
78015 Napa Oaks – Colle Bellaire Homes
78015 Ridge Creek Rialto Homes
78015 Southglen Ashton Woods Homes ★
78015 Southglen Pulte Homes ★

Bulverde

ZIP CODE COMMUNITY BUILDER
78163 Belle Oaks Journey Homes ★
78163 Belle Oaks Monticello Homes ★
78163 Belle Oaks Sitterle Homes ★
78163 Edgebrook KB Home ★
78613 Hidden Trails Scott Felder Homes ★
78163 Hidden Trails – Barrington Lennar
78163 Hidden Trails – Brookstone II Lennar
78163 Hidden Trails – Watermill Collection Lennar
78163 Hidden Trails – Westfield Lennar
78163 Ventana Bella Vista Homes
78163 Ventana Monticello Homes ★
78163 Ventana Texas Homes
78163 Ventana 55’s Highland Homes ★
78163 Ventana 65’s Highland Homes ★
78163 Ventana 70’s Highland Homes ★

Castroville

ZIP CODE COMMUNITY BUILDER
78009 Potranco Oaks Kindred Homes
78009 Potranco Ranch Empire Communities ★
78009 Potranco Ranch Kindred Homes

Cibolo

ZIP CODE COMMUNITY BUILDER
78108 Legendary Trails – Classic Series Meritage Homes ★
78108 Legendary Trails – Premier Series Meritage Homes ★

Converse

ZIP CODE COMMUNITY BUILDER
78244 Caledonian Gray Point Homes ★
78244 Crestway Heights Rausch Coleman Homes
78109 Horizon Pointe KB Home ★
78109 Horizon Pointe NewLeaf Homes
78109 Horizon Pointe – Commons Rausch Coleman Homes
78109 Millican Grove Bella Vista Homes
78109 Millican Grove Century Communities ★
78109 Notting Hill Bella Vista Homes
78109 Notting Hill CastleRock Communities
78109 Paloma Gray Point Homes ★
78109 Paloma M/I Homes
78109 Paloma – Cottage Collection Lennar
78109 Paloma – Watermill & Barrington Collections Lennar
78109 Sage Meadows – Barrington Collection Lennar
78109 Sage Meadows – Watermill Collection Lennar
78109 Sky View KB Home ★

Elmendorf

ZIP CODE COMMUNITY BUILDER
78112 Homewood Place Rausch Coleman Homes

Fair Oaks Ranch

ZIP CODE COMMUNITY BUILDER
78015 Elkhorn Ridge Bellaire Homes
78015 Elkhorn Ridge Princeton Classic Homes
78015 Elkhorn Ridge at Fair Oaks Ranch Monticello Homes ★
78015 Front Gate at Fair Oaks Ranch Ashton Woods Homes ★
78015 Front Gate at Fair Oaks Ranch 60’s Highland Homes ★
78015 Front Gate at Fair Oaks Ranch 90’s Highland Homes ★
78015 River Valley 70’s Perry Homes
78015 The Arbors at Fair Oaks Ranch Scott Felder Homes ★

Floresville

ZIP CODE COMMUNITY BUILDER
78114 River Bend – Villages – Legends Avex Homes
78114 River Bend – Villages – Traditions Avex Homes
78114 The Links at River Bend D.R. Horton

Gonzales

ZIP CODE COMMUNITY BUILDER
78269 1835 Village Avex Homes

Helotes

ZIP CODE COMMUNITY BUILDER
78023 Bandera Oaks Gehan Homes ★
78023 Bricewood Bellaire Homes
78023 Bricewood Century Communities ★
78023 Bricewood NewLeaf Homes

Lytle

ZIP CODE COMMUNITY BUILDER
78052 Saddle Ridge Rausch Coleman Homes

Marion

ZIP CODE COMMUNITY BUILDER
78124 Harvest Hills Chesmar Homes

New Braunfels

ZIP CODE COMMUNITY BUILDER
78132 Copper Ridge Ashton Woods Homes ★
78130 Dauer Ranch Gehan Homes ★
78130 Deer Crest – Classic Collection KB Home ★
78130 Deer Crest – Heritage Collection KB Home ★
78130 Elley Crossing Centex Homes ★
78132 Meyer Ranch Bella Vista Homes
78132 Meyer Ranch Gehan Homes ★
78132 Meyer Ranch Highland Homes ★
78132 Meyer Ranch Princeton Classic Homes
78130 Meyers Landing Meritage Homes ★
78132 The Crossings Lennar
78130 The Overlook at Creekside Centex Homes ★
78130 The Overlook at Creekside Coventry Homes ★
78130 The Overlook at Creekside Liberty Home Builders ★
78130 The Overlook at Creekside Pulte Homes ★
78132 Veramendi Gehan Homes ★
78132 Veramendi Scott Felder Homes ★
78132 Veramendi 50’s Perry Homes
78132 Veramendi 60’s David Weekley Homes
78132 Vintage Oaks Journey Homes ★
78132 Vintage Oaks Perry Homes
78132 Vintage Oaks – The Grove Monticello Homes ★
78132 Vintage Oaks – The Grove Scott Felder Homes ★
78132 Vintage Oaks – The Grove 55’s Perry Homes
78132 Vintage Oaks – The Grove 65’s Perry Homes

San Antonio

ZIP CODE COMMUNITY BUILDER
78232 Abbott Place Bella Vista Homes
78245 Amhurst – The Canyons D.R. Horton
78261 Amorosa at Cibolo Canyons Sitterle Homes ★
78263 Annabelle Ranch Bellaire Homes
78252 Applewood D.R. Horton – Express Homes
78245 Arcadia Ridge CastleRock Communities
78345 Arcadia Ridge Empire Communities ★
78245 Arcadia Ridge – Classic Series Meritage Homes ★
78245 Arcadia Ridge – Premier Series Meritage Homes ★
78261 Brookstone Creek D.R. Horton
78261 Canyon Crest KB Home ★
78245 Champions Landing KB Home ★
78261 Cibolo Canyons Empire Communities ★
78261 Cibolo Canyons Highland Homes ★
78261 Cibolo Canyons – Campanas David Weekley Homes
78261 Cibolo Canyons – Campanas Monticello Homes ★
78261 Cibolo Canyons – Campanas Sitterle Homes ★
78261 Cibolo Canyons – Estrella Chesmar Homes
78261 Cibolo Canyons – Madera Chesmar Homes
78261 Cibolo Canyons – Monteverde CastleRock Communities
78261 Cibolo Canyons – Palacios Imagine Homes
78261 Cibolo Canyons – The Arroyos View Homes ★
78252 Cinco Lakes Bella Vista Homes
78252 Cinco Lakes Centex Homes ★
78252 Cinco Lakes 35’s M/I Homes
78252 Cinco Lakes 40’s M/I Homes
78258 Coronado Coventry Homes ★
78258 Coronado Highland Homes ★
78254 Crosscreek – Classic Collection KB Home ★
78254 Crosscreek – Sterling & Heritage Collection KB Home ★
78254 Davis Ranch Centex Homes ★
78254 Davis Ranch Pulte Homes ★
78254 Davis Ranch 50’s David Weekley Homes
78254 Davis Ranch 50’s Highland Homes ★
78254 Davis Ranch 60’s David Weekley Homes
78254 Davis Ranch 60’s Highland Homes ★
78245 Dove Heights KB Home ★
78261 El Sonido – Campanas Sitterle Homes ★
78253 Falcon Landing KB Home ★
78223 Green Lake Meadow Bella Vista Homes
78253 Hill Country Retreat Del Webb ★
78245 Hunters Ranch Bella Vista Homes
78253 Hunters Ranch CastleRock Communities
78245 Hunters Ranch View Homes ★
78163 Johnson Ranch NewLeaf Homes
78163 Johnson Ranch 55’s Perry Homes
78163 Johnson Ranch 85’s Perry Homes
78254 Kallison Ranch CastleRock Communities
78254 Kallison Ranch Empire Communities ★
78254 Kallison Ranch 45’s Perry Homes
78254 Kallison Ranch 50’s Perry Homes
78254 Kallison Ranch 60’s Perry Homes
78244 Kendall Brook D.R. Horton – Express Homes
78260 Kinder Ranch Coventry Homes ★
78260 Kinder Ranch – Prospect Creek David Weekley Homes
78620 Kinder Ranch – Sunday Creek Ashton Woods Homes ★
78260 Kinder Ranch – Sunday Creek Imagine Homes
78260 Kinder Ranch – Sunday Creek Monticello Homes ★
78260 Kinder Ranch – Sunday Creek Sitterle Homes ★
78260 Kinder Ranch – The Estates at Hastings Ridge Monticello Homes ★
78260 Kinder Ranch – The Village at Hastings Ridge Monticello Homes ★
78260 Kinder Ranch 50’s Perry Homes
78260 Kinder Ranch 55’s – Prospect Creek Sitterle Homes ★
78260 Kinder Ranch 65’s – Prospect Creek Sitterle Homes ★
78260 Kinder Ranch 70’s Perry Homes
78260 Kinder Ranch 80’s – Prospect Creek Sitterle Homes ★
78245 Ladera Kindred Homes
78245 Ladera Liberty Home Builders ★
78245 Ladera 40’s Perry Homes
78245 Ladera 50’s Perry Homes
78264 Lonesome Dove D.R. Horton – Express Homes
78252 Medina Landing – Belmar Collection Lennar
78252 Medina Landing – Broadview Collection Lennar
78252 Medina Landing – Crestmore Collection Lennar
78252 Medina Landing – Stonehill Collection Lennar
78261 Messina Meritage Homes ★
78253 Potranco Acres Texas Homes
78253 Potranco Oaks Chesmar Homes
78253 Potranco Oaks – The Enclave Texas Homes
78245 Potranco Run – Brookstone II Signature & Westfield Lennar
78245 Potranco Run – Brookstone II Westfield & Barrington Lennar
78253 Preserve at Culebra – Classic Collection KB Home ★
78253 Preserve at Culebra – Heritage Collection KB Home ★
78253 Redbird Ranch D.R. Horton
78253 Redbird Ranch D.R. Horton – Express Homes
78255 River Rock Ranch Monticello Homes ★
78255 River Rock Ranch 60’s Perry Homes
78253 Riverstone at Westpointe D.R. Horton – Express Homes
78252 Silos – Barrington Collection Lennar
78252 Silos – Belmar Collection Lennar
78252 Silos – Cottage Collection Lennar
78252 Silos – Stonehill and Broadview Collection Lennar
78255 Sonoma Verde – The Ridge Rialto Homes
78253 Stevens Ranch Megatel Homes
78253 Stevens Ranch – The Park Texas Homes
78253 Stevens Ranch 55’s Perry Homes
78254 Stillwater Ranch Chesmar Homes
78254 Stillwater Ranch Coventry Homes ★
78254 Stillwater Ranch – Town Square Chesmar Homes
78245 Stoney Creek D.R. Horton – Express Homes
78255 Sundance Ranch Perry Homes
78253 Talley Fields View Homes ★
78245 Texas Research Park – Hidden Bluffs KB Home ★
78245 Texas Research Park – Hidden Canyons KB Home ★
78245 Texas Research Park – The Woods Bella Vista Homes
78254 The Orchards at Valley Ranch D.R. Horton – Freedom Homes
78245 The Overlook at Medio Creek KB Home ★
78245 Tierra Buena KB Home ★
78253 Trails at Culebra Ashton Woods Homes ★
78255 Two Creeks – The Heights 65’s David Weekley Homes
78254 Valley Ranch D.R. Horton
78254 Valley Ranch Express D.R. Horton – Express Homes
78253 Waterford Park View Homes ★
78254 Waterwheel – Barrington Lennar
78254 Waterwheel – Cottage Lennar
78254 Waterwheel – Watermill Lennar
78254 Waterwheel – Westfield & Brookstone II Lennar
78245 West Pointe Gardens NewLeaf Homes
78245 Weston Oaks – Enclave Sitterle Homes ★
78245 Weston Oaks – The Reserve David Weekley Homes
78245 Weston Oaks 55’s Perry Homes
78253 Westpointe – Fronterra Sitterle Homes ★
78253 Westpointe – Fronterra – Heritage Series M/I Homes
78253 Westpointe – Fronterra 50’s Highland Homes ★
78253 Westpointe – Fronterra 50’s Perry Homes
78253 Westpointe – Fronterra 55’s Highland Homes ★
78253 Westpointe – Fronterra 60’s Perry Homes
78253 Westpointe – Fronterra 65’s Highland Homes ★
75253 Westpointe – Riverstone D.R. Horton
78253 Westpointe – Trails – Classic Series Meritage Homes ★
78253 Westpointe – Trails – Premier Series Meritage Homes ★
78253 Westpointe – Trails 45’s Perry Homes
78253 Westpointe – Trails 50’s Perry Homes
78252 Whisper Falls D.R. Horton – Express Homes
78252 Whisper Falls Gehan Homes ★
78222 Willow Point Centex Homes ★
78219 Willow Point M/I Homes
78254 Winding Brook Centex Homes ★
78253 Winding Brook 30’s M/I Homes
78253 Winding Brook 40’s M/I Homes

San Marcos

ZIP CODE COMMUNITY BUILDER
78666 La Cima – 50’s Coventry Homes ★
78666 La Cima – 60’s Coventry Homes ★
78666 La Cima – 70’s Coventry Homes ★
78666 Trace Pacesetter Homes

Seguin

ZIP CODE COMMUNITY BUILDER
78155 Cordova Crossing Lennar
78155 Lily Springs Centex Homes ★
78155 Lily Springs Pulte Homes ★
78155 Woodside Farms KB Home ★

Spring Branch

ZIP CODE COMMUNITY BUILDER
78070 Mystic Shores Journey Homes ★
78070 The Preserve at Singing Hills 50’s Ashton Woods Homes ★
78070 The Preserve at Singing Hills 60’s Ashton Woods Homes ★

St. Hedwig

ZIP CODE COMMUNITY BUILDER
78152 Asher Place Meritage Homes ★
78152 Cobalt Canyon D.R. Horton – Express Homes
78152 Heathers Place Rausch Coleman Homes
78152 Hunter’s Place Hakes Brothers

Possible USDA eligibility. No maximum loan limit with USDA Guaranteed Loans. Higher-priced communities may qualify but the program is mainly geared for lower price points. Lender to verify all qualifying factors and eligibility of property.
Eligibility and approval of USDA loans are determined by the USDA. Please reference the USDA at their website here:

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Last updated: 9-13-2021

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