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USDA Loans – No Down Payment

Possible USDA eligibility. No maximum loan limit with USDA Guaranteed Loans. Higher-priced communities may qualify but the program is mainly geared for lower price points. Lender to verify all qualifying factors and eligibility of property.
Eligibility and approval of USDA loans are determined by the USDA. Please reference the USDA at their website here:

2ND MID QUARTER 2024

ZIP CODECOMMUNITYBUILDER
33572Marisol Pointe at MiraBay Florida SeriesPark Square Homes
33572Marisol Pointe at MiraBay Signature SeriesPark Square Homes
33572WatersetRichmond American Homes
ZIP CODECOMMUNITYBUILDER
34212CoddingtonD.R. Horton ★
34212Watercolor Place – Single Family HomesMedallion Home
34212Watercolor Place VillasMedallion Home
ZIP CODECOMMUNITYBUILDER
34601Benton Hills – Classic SeriesMeritage Homes ★ (Coming Soon)
34601Benton Hills – Premier SeriesMeritage Homes ★ (Coming Soon)
34601CascadesInland Homes
34613Pinecone ReserveWilliam Ryan Homes (Coming Soon)
34613Royal HighlandsVitale Homes
34602Sherman OaksD.R. Horton ★ (Coming Soon)
34601Southern HillsLennar
34601Southern HillsLGI Homes
34601Southern Hills PlantationVitale Homes
34602Trilby CrossingLGI Homes
34613WaterfordD.R. Horton ★
ZIP CODECOMMUNITYBUILDER
33525Clinton CornerStarlight Homes
33525Hilltop PointInland Homes
33525Hilltop PointM/I Homes
33525Lake JovitaICI Homes
33525Summit ViewD.R. Horton ★
33525West Hill EstatesICI Homes (Coming Soon)
ZIP CODECOMMUNITYBUILDER
33837Forest LakeCasa Fresca Homes ★
ZIP CODECOMMUNITYBUILDER
34222MarwoodPulte Homes
34222North River RanchCardel Homes ★
ZIP CODECOMMUNITYBUILDER
33844Bradbury CreekCasa Fresca Homes ★
33844Hammock ReserveCasa Fresca Homes ★
33844Lawson DunesCasa Fresca Homes ★
ZIP CODECOMMUNITYBUILDER
34446Citrus HillsSweetwater Homes of Citrus Inc.
34446Sugarmill WoodsMaronda Homes
34446Sugarmill WoodsSweetwater Homes of Citrus Inc.
ZIP CODECOMMUNITYBUILDER
33844Scenic TerraceCasa Fresca Homes ★
ZIP CODECOMMUNITYBUILDER
33813Magnolia EstatesMaronda Homes
33810MillstoneD.R. Horton ★ (Coming Soon)
33810Oak Crest PreserveMaronda Homes
33801Saddle Creek PreserveLennar
ZIP CODECOMMUNITYBUILDER
34211Avalon WoodsRyan Homes
34211Avalon Woods TownhomesRyan Homes
34211Lakewood Ranch – Esplanade at AzarioTaylor Morrison
34240Lakewood Ranch – MontereyToll Brothers (Sarasota Area)
34211Lakewood Ranch – SoleraD.R. Horton ★
34211Lakewood Ranch – Star FarmsD.R. Horton ★
34211Lakewood Ranch – Star Farms ArtisanHomes by WestBay ★
34211Lakewood Ranch – Star Farms EmeraldD.R. Horton ★
34211Lakewood Ranch – Star Farms Express ModernD.R. Horton ★
34211Lakewood Ranch – Star Farms FreedomD.R. Horton ★
34211Lakewood Ranch – Star Farms TownhomesD.R. Horton ★
34202Lakewood Ranch – The IslesToll Brothers (Sarasota Area)
34211Lakewood Ranch – The Townhomes at AzarioTaylor Morrison
34211Lakewood Ranch Innovation – Star FarmsHomes by WestBay ★
34211Park East at AzarioTaylor Morrison
ZIP CODECOMMUNITYBUILDER
34638AngelineLennar
34638Angeline Active AdultLennar
34638Angeline TownhomesD.R. Horton ★
34638BexleyDel Webb
34638BexleyICI Homes
34638Cypress PreserveRyan Homes
34638Oakstead EstatesM/I Homes
34638RiverstoneKB Home
34638Whispering PinesPulte Homes
ZIP CODECOMMUNITYBUILDER
33547Creek Ridge Preserve ArtisanHomes by WestBay ★
33547Hawkstone InnovationHomes by WestBay ★
33547Hawkstone InspirationHomes by WestBay ★
33547HawkstoneCasa Fresca Homes ★
ZIP CODECOMMUNITYBUILDER
34221Artisan Lakes – Eave’s BendTaylor Morrison
34221Artisan Lakes – EdgestoneTaylor Morrison
34221Artisan Lakes – EsplanadeTaylor Morrison
34221Heron BayKB Home
34221Mandarin GroveD.R. Horton ★
34221Pepper Grove IKB Home
34221Pepper Grove IIKB Home
34221Silverstone NorthD.R. Horton ★
34221Stonegate PreserveLennar
34221Tea Olive Terrace at the FairwaysWilliam Ryan Homes
ZIP CODECOMMUNITYBUILDER
34219BayViewDel Webb
34219Bella LagoD.R. Horton ★
34219Creekside at Rutland RanchKB Home
34219Crosswind PointCasa Fresca Homes ★
34219Crosswind Point ArtisanHomes by WestBay ★
34219Crosswind Point InnovationHomes by WestBay ★
34219Crosswind Point VillasHomes by WestBay ★
34219Crosswind Ranch ArtisanHomes by WestBay ★
34219Crosswind Ranch InnovationHomes by WestBay ★
34219Isles at BayViewCentex
34219Isles at BayViewDavid Weekely Homes
34219Isles at BayViewInland Homes
34219North River Ranch – ArtisanHomes by WestBay ★
34219North River Ranch – BrightwoodPulte Homes
34219North River Ranch – Cottage SeriesDavid Weekely Homes
34219North River Ranch – Garden SeriesDavid Weekely Homes
34219Oakfield LakesCentex
34221Oakfield LakesD.R. Horton ★ (Coming Soon)
34219Oakfield TrailsPulte Homes (Coming Soon)
34219Prosperity LakesLennar
34219Prosperity Lakes Active AdultLennar
34219Rye CrossingD.R. Horton ★
34219Salt Meadows – Classic SeriesMeritage Homes ★
34219Salt Meadows – Premier SeriesMeritage Homes ★
34219Salt Meadows – Signature SeriesMeritage Homes ★
34219Sawgrass Lakes IKB Home
34219Sawgrass Lakes IIKB Home
34221SeaireBiscayne Homes
34221Seaire – Biscayne LandingDRB Homes (Coming Soon)
34219SummerwoodsRyan Homes
34219SummerwoodsStarlight Homes
34219SunchaseDel Webb (Coming Soon)
34219The Laurel VillasMedallion Home
34219The River Preserve EstatesMedallion Home
34219The Willows – Single Family HomesMedallion Home
34219WindwaterMattamy Homes
ZIP CODECOMMUNITYBUILDER
33565FieldstoneCardel Homes ★ (Coming Soon)
33565Timber RidgeTaylor Morrison (Coming Soon)
ZIP CODECOMMUNITYBUILDER
33570BrooksideD.R. Horton ★
33570Fairway PointeWilliam Ryan Homes
33572Indigo CreekTaylor Morrison (Coming Soon)
33570Southshore Yacht ClubLennar
33570The Townes at Southshore PointeLennar
ZIP CODECOMMUNITYBUILDER
33576CarmelaDavid Weekely Homes
33576MiradaD.R. Horton ★
33576MiradaHomes by WestBay ★
33576MiradaLennar
33576MiradaMaronda Homes
33576Mirada – Eagles CoveBiscayne Homes
33576Mirada – Eagles CoveDRB Homes
33576Mirada Active AdultLennar
33576Mirada Exclusive SeriesMaronda Homes
33576Mirada VillasD.R. Horton ★
ZIP CODECOMMUNITYBUILDER
34239ArtistryCardel Homes ★
34240Emerald Landing at Waterside at Lakewood Ranch – City HomesDavid Weekely Homes
34240Emerald Landing at Waterside at Lakewood Ranch – Cottage SeriesDavid Weekely Homes
34240Emerald Landing at Waterside at Lakewood Ranch – Lake SeriesDavid Weekely Homes
34240Emerald Landing at Waterside at Lakewood Ranch – TownsDavid Weekely Homes
34240WorthingtonCardel Homes ★
34240Hampton LakesMedallion Home
ZIP CODECOMMUNITYBUILDER
34610Conner CrossingRyan Homes
34610River ReserveDel Webb (Coming Soon)
ZIP CODECOMMUNITYBUILDER
33592Graceland EstatesMaronda Homes
33592Heritage EstatesMaronda Homes
33592Stonelake RanchArjen Homes (Coming Soon)
ZIP CODECOMMUNITYBUILDER
34614Royal HighlandsLGI Homes
34613Royal HighlandsMaronda Homes
ZIP CODECOMMUNITYBUILDER
33545Chapel CrossingsDavid Weekely Homes
33545Chapel CrossingsM/I Homes
33545Chapel Crossings – AsburyMattamy Homes
33545Chapel Crossings – TimberdaleMattamy Homes
33545Chapel Crossings – Twin CreeksMattamy Homes
33543EppersonM/I Homes
33545Pasadena PointCasa Fresca Homes ★
33541Tamarack at Two RiversWilliam Ryan Homes (Coming Soon)
33544Towns at WoodsdaleD.R. Horton ★
33544Towns at Woodsdale VillasD.R. Horton ★
33541Two RiversPulte Homes (Coming Soon)
33541Two Rivers ArtisanHomes by WestBay ★
33541Two Rivers VillasHomes by WestBay ★ (Coming Soon)
33545Vida’s WayPulte Homes (Coming Soon)
33545WaterGrass TownsMeritage Homes ★
33545Westgate at Avalon ParkD.R. Horton ★
33545Westgate at Avalon Park TownhomesD.R. Horton ★
33545Whispering Oaks PreserveM/I Homes
ZIP CODECOMMUNITYBUILDER
34785Twisted OaksPulte Homes (Coming Soon)
ZIP CODECOMMUNITYBUILDER
33598Berry BayD.R. Horton ★
33598Berry BayLennar
33598Berry BayM/I Homes
33598Lake ToscanaSunrise Homes, Inc.
33598Southshore Bay Active AdultLennar
33598Southshore Bay TownhomesD.R. Horton ★
ZIP CODECOMMUNITYBUILDER
33541Abbott SquareLennar
33541Chapel CreekRyan Homes
33540CobblestoneM/I Homes
33540Deer SpringsKB Home
33541Emerald AcresWilliam Ryan Homes
33541Harvest RidgeD.R. Horton ★
33541River Run IKB Home
33541River Run IIKB Home
33541RiverwoodPulte Homes (Coming Soon)
33539Tamarack at Two RiversPark Square Homes (Coming Soon)
33541Two RiversD.R. Horton ★
33541Two RiversLennar
33543Two Rivers – ShortgrassM/I Homes
33541Zephyr RidgeD.R. Horton ★

Possible USDA eligibility. No maximum loan limit with USDA Guaranteed Loans. Higher-priced communities may qualify but the program is mainly geared for lower price points. Lender to verify all qualifying factors and eligibility of property.
Eligibility and approval of USDA loans are determined by the USDA. Please reference the USDA at their website here:

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